API Categories
API Type

Extended ACH & Check Prescreen (rVd Plus)

This service is used to reduce ACH/check fraud and returns by processing a submitted Routing and Account Number against an extended network of ACH/check databases containing positive and negative ACH/check writing history. It is used to validate that an account is open and in good standing, while also returning information about critical account and transaction attributes such as account holder name, driver's license number format and more.
User credentialing is required for access.

ACH/Check Payment Prescreen Credentialed


This API references multiple data sources to confirm an individual’s identity across over 60 data points of personally identifiable information (PII) and appends a fraud risk score.
User credentialing is required for access.

Identity & Application Verification Credentialed

Instant Bank Verification (IBV)

This API delivers banking information on Consumer and Business accounts to prevent fraud and verify an applicant’s ability to repay a loan or other financial obligation. IBV provides coverage of more than 20,000 financial institutions in the United States and Canada. Information returned includes: current and available account balances, direct deposits, credit and debit transactions, insufficient funds, Routing and Account Number, account holder information when available, estimated income, SSN and other verification indicators, and more.
User credentialing required for access.

Instant Bank Verification Credentialed

Integra Reports

Integra reports offers multiple report options that deliver financial, statistical and trend information on various industries to support business valuations, evaluate industry opportunities and assess industry risk.

Industry & Business Valuation Non Credentialed