MicroBilt APIs
Collection & Recovery APIs: Locate Assets
These APIs are used to identify currently owned or recently sold property and assets for an individual or business. This information can be used to verify, locate and/or assess the worth of an individual or business using the details available on various types of asset records.
Property Report
This API searches tax assessment, deed, mortgage and notice of default records filed in over 3,100 counties with Tax Assessors and County Recorder of Deeds offices. Results may include information as available about property owners, physical site and mailing addresses, land and building property details, and financial information. Searches may be conducted using an address only, or a name and address.
Due to Federal regulation, the following APIs require an additional level of credentialing. For pricing plan information or to begin the credentialing process contact a MicroBilt representative.
MicroBilt Collections Report
This API provides an alternative credit score between 350-800 using alternative credit tradelines, public records (bankruptcies, evictions, liens and judgments), ACH/check transaction history and other data scoring attributes. It is used to evaluate the credit worthiness of consumers who otherwise have little or no credit history.
User credentialing is required for access.
User credentialing is required for access.
Bank Account Search
This API leverages multiple sources of data to locate and verify Bank Routing and Account Numbers associated to an individual, while only delivering accounts verified to be low risk.
Employment Search
This API leverages a unique sourcing strategy to identify current and previous employment for an individual as reported on consumer loan applications, bank headers, alternative credit data reporting and other compiled third party data sources.
Vehicle Search
This API returns vehicle information such as VIN, tag, vehicle year, make, model, type and color as available from permitted States.