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Credit & Decisioning APIs: Application Verification

Plans & Pricing


This package helps avoid fraud by returning a comprehensive set of data to confirm the identity of a submitted individual. Reporting includes verification and matching of address, mobile, home and other telephone numbers. You’ll also get a verified Social Security Number indicator, and status as to whether the named individual is listed in the OFAC Watchlist or as deceased in the federal Death Masterfile.

 

 

Address-Name Verification
This API checks to ensure that a submitted address matches the provided individual’s name.
Phone-Name Verification
This API verifies that a submitted phone number matches the submitted name.
Phone-Address Verification
This API verifies that a submitted home or mobile phone number matches the submitted address.
SSN-Name Verification
This API verifies whether a submitted Social Security Number matches a submitted name.
SSN-Address Verification
This API verifies whether a submitted Social Security Number matches a submitted address.
SSN-Phone Verification
This API verifies whether a submitted Social Security Number matches a submitted phone number.
SSN Validation
This API confirms whether or not a submitted Social Security Number is valid or invalid.
Death Master File Validation
This API confirms whether a submitted individual is listed as deceased and if deceased in which city and state they are so listed.
Address Validation & Standardization
This package returns standardized formatting and classification of a submitted address as listed with the United States Postal Service, while also delivering other important indicators about the address to identify high risk locations, address type, transient commercial use and more.
IP Address Validation
Returns a submitted IP Address’ region, latitude and longitude, and other related attributes.
Email Validation Service
Validates the status of an email and returns flags indicating if the email is suspicious for fraud or other risk factors.
DL Format Validation
Confirms that the submitted driver’s license formatting is the correct format as stipulated for the submitted state.
Watchlist Search
Appends any data included in OFAC/Watchlist records as matched to a submitted individual or business.
Due to Federal regulation, the following APIs require an additional level of credentialing. For pricing plan information or to begin the credentialing process contact a MicroBilt representative.
ID Verify
This API references multiple data sources to confirm an individual’s identity across over 60 data points of personally identifiable information (PII) and appends a fraud risk score.
User credentialing is required for access.
MLA Verify
This API confirms if a borrower is covered under the requirements of the Federal Military Lending Act by searching the Department of Defense database to check for active military status.
User credentialing is required for access.