API Categories
API Type

MicroBilt Collections Report

This API provides lenders and other creditors with information about a debtor that will help locate the individual, identify possible assets, and assess the overall likelihood of recovery. Data returned may include: addresses, phone, numbers, alternative credit score and tradeline history, ID verification attributes, bankruptcy and civil records, employment, banking, ACH/check payment history and more.
User credentialing is required for access.

Locate Assets Credentialed

MicroBilt Consumer Lending Report

This API enables users to submit a single request to MicroBilt's alternative credit platform to access its full suite of underwriting solutions. All or any combination of alternative credit products can be configured for delivery in the response, including: iPredict Advantage, BAV Advantage, ID Verify (for Short Term Lending) and MLA Verify. Requests through this solution are supported by MicroBilt's Automated Decision Intelligence (ADI) platform, which enable users to configure product bundles, decision workflow, scoring thresholds and other user-driven rules.
User credentialing is required for access.

Alternative Credit Credentialed

MLAVerify

This API confirms if a borrower is covered under the requirements of the Federal Military Lending Act by searching the Department of Defense database to check for active military status.
User credentialing is required for access.

Identity & Application Verification Credentialed

NADA Vehicle Pricing

NADA Vehicle Pricing delivers valuation data for specified used vehicles based on VIN, including vehicle make/model/body style and values for retail, trade-in and loan.

Decision Support Services Non Credentialed